Esurance

The Home Insurance Guide

Overall Personalized Rating: 4.5/5 (Excellent)

Overall Personalized Rating: 4.4/5 (Very Good)

Summary

Esurance was one of the first insurance companies to sell insurance online. Esurance is a good option for consumers looking for competitive priced insurance offerings, who aren't looking for exceptional service levels.

Key Benefits

  • Known for competitively pricing its insurance products
  • Often underwrite consumers that many other major insurance companies may not
  • Financial backing of one of the largest insurance companies in the nation

Ratings Summary

Ratings Highlights

Overall Rating
Esurance is one of the original online insurance carriers that now has the financial backing of one of the industry's largest, Allstate. It's prices tend to be lower than most of the competition in a given market.
Pricing
In our pricing research, we found Esurance to consistently have some of the better prices across many different regions.
Online Experience
In depth online questionairre before quote.
Financial Strength
Esurance is part of Allstate; a large traditional, public, insurance carrier.
Product Breadth
Esurance can offer the consumer a number of different products and types of insurance.
Best for Claims
Quick online process for claims.

Company Background

Esurance was founded in 1999 and was one of the first companies to sell insurance online. Acquired in 2011 by Allstate, Esurance now has the backing and financial strength of one of the largest insurance companies in the U.S. Esurance is based in San Francisco, CA and can sell insurance in 42 states.

The Home Insurance Guide's Reviews Methodology

The Home Insurance Guide uses a proprietary algorithm to evaluate the home insurance options presented. Factors include financial strength of the company, breadth of insurance products, pricing and customer service. In addition, The Home Insurance Guide conducts an invite-only annual survey and interviews home insurance agents to gain the insights from those whose job it is to understand and recommend the best insurance companies for their clients. Use of The Home Insurance Guide’s 2023 reviews by third parties without the express written consent of The Home Insurance Guide is prohibited.