The Home Insurance Guide

Overall Personalized Rating: 4.9/5 (Excellent)

Overall Personalized Rating: 4.7/5 (Excellent)


Progressive has long been known to have excellent rates and is willing to show comparisons to prove it. Initially, Progressive focused on insuring more risky drivers but has been in home insurance for many years now, as well as other insurance types.

Key Benefits

  • Known for competitively pricing its insurance products
  • Progressive provides consumers with multiple quotes, both its own and options from partners
  • One of the largest insurance companies in the United States

Ratings Summary

Ratings Highlights

Overall Rating
Progressive Insurance typically is well thought of in the industry, and is unique in the industry in having a good reputation on claims as well as prices.
Progressive continues to impress when it comes to pricing. Their rates were the lowest or second lowest in all markets reviewed in our research. Our recommendation is to always obtain a quote from Progressive.
Online Experience
Multiple pages to complete online, and a choice to buy online or speak to an agent at the end.
Financial Strength
Progressive is rated very highly by AM Best for financial strength and credit rating.
Product Breadth
Progressive offers consumers a number of different products and types of insurance. Our pricing research in auto insurance has shown Progressive's pricing to be among the most price competitive available.
Best for Claims
Often the leader in the space, Progressive performs well on claims processing.

Company Background

Progressive Insurance was founded in 1937 outside of Cleveland, OH and was the first company to sell insurance online. Progressive provides insurance in virtually every state in the country.

The Home Insurance Guide's Reviews Methodology

The Home Insurance Guide uses a proprietary algorithm to evaluate the home insurance options presented. Factors include financial strength of the company, breadth of insurance products, pricing and customer service. In addition, The Home Insurance Guide conducts an invite-only annual survey and interviews home insurance agents to gain the insights from those whose job it is to understand and recommend the best insurance companies for their clients. Use of The Home Insurance Guide’s 2022 reviews by third parties without the express written consent of The Home Insurance Guide is prohibited.