The Home Insurance Guide

Overall Personalized Rating: 3.7/5 (Good)

Overall Personalized Rating: 3.7/5 (Good)


Policygenius allows homeowners to quickly compare relevant home insurance quotes in one place. With a team of advisors always working on finding the best deals available, their service saves both time and money. On average, customers save up to $1,055 annually.

Key Benefits

  • Policygenius gathers quotes from all of the top carriers and finds the most affordable rates available for your needs
  • Their licensed advisors talk directly with insurance agents for you
  • The Policygenius team can re-shop your policy annually to ensure you continue to get the most competitive rate

Ratings Summary

Ratings Highlights

Overall Rating
Policygenius does the legwork to calculate your personalized quotes from the top carriers in home insurance. Their team of advisors personally shop around to find the best policy and pricing for each customer, and are paid a salary rather than on comission so you can be sure there are no biases. The ability to compare quotes all in one place makes Policygenius a convenient choice for all homeowners.
Policygenius gathers and recommends multiple relevant insurers and quotes. Among those suggested, you are likely to find affordable options.
Online Experience
Most quotes are available online within just 3-5 minutes. In more complicated cases, Policygenius advisors are available for assistance.
Financial Strength
This depends on the provider you personally choose. As Policygenius works with the top carriers in home insurance, financial strength should not be an issue.
Product Breadth
Bundling options will depend on the carrier you ultimately choose.
Best for Claims
Policygenius only suggests reputable, top carriers to ensure you get a quality policy. However, how well claims are handled is up to the specific provider you choose.

Company Background

Founded in 2014 in New York, Policygenius began with the goal of taking the frustration out of getting insured. They are an insurance comparison site that provides quotes and policy information in a straightforward, no-pressure way. The company's team of advisors does the insurance shopping for you, so customers don't need to contact insurance agents directly. With Policygenius, customers can expect a simple, quick, and overall positive insurance experience.