- Kin writes policies in higher risk states that many carriers won't underwrite in
- Applies a data driven approach to insurance, enabling getting a quote in about a minute
- Competitively priced homeowners insurance
- Pays out claims on replacement value as opposed to value after depreciation, leading to a higher payout in most cases
Kin was founded in 2016, but has grown quickly to almost 100 employees at the time of this review. It is headquartered in Chicago, IL. At the time of this writing, Kin has offerings in FL, and TX.
The Home Insurance Guide's Reviews Methodology
The Home Insurance Guide uses a proprietary algorithm to evaluate the home insurance options presented. Factors include financial strength of the company, breadth of insurance products, pricing and customer service. In addition, The Home Insurance Guide conducts an invite-only annual survey and interviews home insurance agents to gain the insights from those whose job it is to understand and recommend the best insurance companies for their clients. Use of The Home Insurance Guide’s 2023 reviews by third parties without the express written consent of The Home Insurance Guide is prohibited.