HiRoad - Renters

The Home Insurance Guide

Overall Personalized Rating: 4.6/5 (Excellent)

Overall Personalized Rating: 4.8/5 (Very Good)

Summary

HiRoad is a new insurance company offering renters and auto insurance. Customers can save on insurance overall by bundling the two insurance types into one policy through HiRoad. They are a tech-focused, up-and-coming insurance provider in the auto and home insurance fields.

Key Benefits

  • Bundle auto and home and save big today
  • Modern company with an emphasis on tech-driven insurance solutions
  • Personalized pricing and responsive claims department

Ratings Summary

Ratings Highlights

Overall Rating
Renters looking to save time and money by bundling insurance policies can benefit from working with HiRoad, which also offers auto insurance. They offer a refreshing take on the insurance scene as a whole, and provide a tailored insurance experience that is driven by new technology.
Pricing
Unlike their auto insurance policies, which offer variable monthly rates, renters through HiRoad comes at a fixed price for a 12-month contract. Customers generally agree that their renters policies are reasonably priced, particular when bundled with auto insurance.
Online Experience
Renters insurance quotes are available in just three minutes.
Financial Strength
Owned by State Farm, we have no concerns when it comes to their financial stability, even as a new company in the insurance space.
Product Breadth
HiRoad offers auto and renters insurance bundles, but they do not currently offer homeowners insurance.
Best for Claims
Claims can be filed over the phone, which some customers may find a bit inconvenient, as the company's phone lines are not open 24/7. Most customers still regard HiRoad's claims handling to be fair.

Company Background

A new company, HiRoad is an auto and renters insurance provider slowly expanding their availability within the country. They focus on behavior-driven pricing models when it comes to auto insurance, by having customers use an app on their phone to track their driving habits. HiRoad is owned by State Farm.