Hippo

The Home Insurance Guide

Overall Personalized Rating: 4.7/5 (Excellent)

Overall Personalized Rating: 4.8/5 (Excellent)

Summary

Hippo is taking a Silicon Valley approach to home insurance. It has a streamlined quoting process that takes just a minute to complete. It automates the underwriting process and pulls in other data to allow consumers to get a policy in just minutes. It tailors its coverage to the modern household and it reduces risk and claims by incorporating internet of things detection devices.

Key Benefits

  • Get a quote in about a minute
  • Automated underwriting process allows consumers to get a policy in as little as three minutes
  • Modernized coverages that better match the modern household, e.g., high limits on home electronics

Ratings Summary

Ratings Highlights

Overall Rating
Focused on home insurance, Hippo offers a clean and quick approach allowing you to get a quote and buy a policy within minutes.
Pricing
In our pricing research, Hippo's pricing ranged from very competitive to more middle of the pack. Fortunately, Hippo has a very easy and fast process to get a quote, so it's worth spending the couple of minutes to figure out just what type of rate they will provide for you.
Online Experience
One of the simplest, cleanest online experiences in the industry.
Financial Strength
Its policies are underwritten by large, established insurance companies.
Product Breadth
Hippo is strictly focused on Home Insurance over other insurance offerings.
Best for Claims
A newer home insurance company that prioritizes speedy claims processing.

Company Background

Founded in 2015, Hippo is a relatively young insurance company. It has almost 50 employees with its major offices in Mountain View, CA as well as Israel. At the time of this writing, Hippo has offerings in the following states: CA, AZ, TX, MI, AL, IL, OH, PA, MD.

The Home Insurance Guide's Reviews Methodology

The Home Insurance Guide uses a proprietary algorithm to evaluate the home insurance options presented. Factors include financial strength of the company, breadth of insurance products, pricing and customer service. In addition, The Home Insurance Guide conducts an invite-only annual survey and interviews home insurance agents to gain the insights from those whose job it is to understand and recommend the best insurance companies for their clients. Use of The Home Insurance Guide’s 2019 reviews by third parties without the express written consent of The Home Insurance Guide is prohibited.