The Home Insurance Guide

Overall Personalized Rating: 4.5/5 (Excellent)

Overall Personalized Rating: 4.5/5 (Excellent)


Hippo is taking a Silicon Valley approach to home insurance. Its streamlined quoting process allows consumers to get the policy they're looking for within minutes. Eligible homeowners not only enjoy tailored insurance through Hippo but are also offered complimentary smart home devices.

*Any estimated premium savings are based on the application of discounts which are subject to availability and qualification. Smart home discounts are subject to additional qualification, conditions, and restrictions.

Key Benefits

  • Get a free quote in just 60 seconds
  • Plain language quote process allows consumers to get a policy in less than five minutes
  • Modernized home insurance that better matches the modern household, e.g., high limits on home electronics

Ratings Summary

Ratings Highlights

Overall Rating
Focused on home insurance, Hippo offers a clean and quick approach allowing you to get a quote and buy a policy within minutes.
In our pricing research, pricing for policies through Hippo ranged from very competitive to more middle of the pack. Fortunately, Hippo has a very easy and fast process to get a quote, so it's worth spending the couple of minutes to figure out just what type of rate you qualify for.
Online Experience
One of the simplest, cleanest online experiences in the industry.
Financial Strength
Homeowner policies written through Hippo are underwritten by insurance carriers that are rated A- or better by AM Best.
Product Breadth
Hippo is strictly focused on offering home insurance.
Best for Claims
Carriers offering insurance through Hippo prioritize speedy claims processing.

Company Background

Founded in 2015, Hippo is a relatively young company, with major offices in both Mountain View, CA, and Israel. At the time of this writing, insurance through Hippo is offered in 40 states.