Branch Home Insurance

The Home Insurance Guide

Overall Personalized Rating: 4.8/5 (Excellent)

Overall Personalized Rating: 4.8/5 (Excellent)


Branch Home Insurance is a convenient insurance option. It only takes a few minutes for homeowners to get a quote, and their rates are generally affordable. Their coverage options are fair and their claims filing process is easy and quick. They place a particular emphasis on giving back to the community through their nonprofit efforts. For any homeowner looking for an insurer with an overall streamlined feel, this might be the right choice.

Key Benefits

  • Low rates for optimal coverage
  • Easy switching -- work with Branch and they'll cancel your old policy for you
  • Fast quote processing & fast claims filing for your convenience

Ratings Summary

Ratings Highlights

Overall Rating
With their modernized take on home insurance, streamlined quoting process, and notably high customer reviews, we have no qualms about recommending Branch Home Insurance. They make it easy for homeowners to switch carriers and get started, and they offer a product that makes their customers stick with them. By going with this insurer, you can expect affordable rates, painless claims processing, and great coverage options.
Regarding cost, we found Branch typically offers low-to-average rates. Given the quality of their product, we consider their pricing to be more than fair.
Online Experience
Branch has one of the fastest quoting processes around -- homeowners simply need to answer a couple of questions, and they do the rest. Convenience is one of this carrier's greatest strengths.
Financial Strength
Branch has two underwriters, depending on the state you're in. Both receive great ratings as far as financial stability goes, with Branch Insurance Exchange earning an A from Demotech and General Security National Insurance Company getting an A+ rating from AM Best.
Product Breadth
They make it easy for homeowners to bundle home and auto insurance and save money in the process.
Best for Claims
They make filing claims easy and offer quick responses -- homeowners can file online 24/7 or over the phone.

Company Background

Founded in 2017 and based in Ohio, Branch Insurance provides affordable and convenient home, renters, and auto insurance in ten states. They have a propietary quoting process that makes it easy for homeowners to get insured -- once you answer a couple of basic questions, they handle the rest.